Stage funding above $6,000 upon approval / Loan size $2K - $150K / Loan terms 2 - 20 Years / Use household income / Under $50,000 auto approval, will give max approval and no POI / Soft pull credit report / Free 90 day deferred payments / Minimum payment of $99 / No pre-funding phone call / Funding window increased to 180 Days / No work order required / No down payment required / Electronic loan documents